3/12    I have really good medical insurance from my company. Is it
        still necessary to carry Uninsured & Underinsured Motorist,
        (state minimum $15K)? In addition, everyone in my family
        is insuranced, is there a reason to get the and Medical
        Payments which only covers $500-$2000/passenger?
        \_ I don't bother with medical. It only makes things worse, IMO,
           because the two insurances fight with each other and delay
           payment. I cancelled any auto-related medical I had. Uninsured
           motorist covers things other than medical (like loss of future
           earning capacity, pain and suffering, and related household
           expenses) but that's I risk I live with.
        \_ I was sitting at an intersection for about 8 green lights waiting
           on these morons.  The temptation to use my "right away" and plow
           right through the bikers was constantly growing
           \_ stupid troll, strike 3