Berkeley CSUA MOTD:Entry 11832
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2026/07/29 [General] UID:1000 Activity:popular
7/29    

2004/1/19-20 [Reference/Tax] UID:11832 Activity:very high
1/19    Stock market is bouncing back so I'm polling people here with stock
        options and ESPP that are worth something.  What percentage is your
        vested stock options and ESPP as a portion of your total liquid
        assets?  I'm thinking of cashing out some of my options, but the
        tax implications are quite significant.  The percentage of my liquid
        assets in company's stock is about 50% right now. Quite a lot since
        it has gone up a lot in the past year.  I know I should diversify but
        I hate paying a shit load of taxes also.   Just wondering about what
        the rest of you are doing.  Thanks.
        \_ My opinion: do the AMT calculations and sell enough to put you just
           under AMT if AMT would have you paying more.  You should really talk
           to an accountant/tax expert if you have significant bucks floating
           around.  Find one now because by tax time they'll all be too busy.
        \_ You might want to look into http://derivium.com, if you are interested
           in hedging your bets or just deferring taxes. Make you understand
           all the tax implications before you do it. I did not, but it
           worked out in my favor anyway, since Bush lowered the long term
           capital gains rate. -ausman
2026/07/29 [General] UID:1000 Activity:popular
7/29    

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Wealth Management Structures for High Net Worth Investors As an investor with large equity positions or vested stock options, you face an enviable challenge: How can you protect your investments and extract the most value from them?