Berkeley CSUA MOTD:Entry 54720
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2025/04/02 [General] UID:1000 Activity:popular
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2013/7/31-9/16 [Reference/RealEstate, Finance/Investment] UID:54720 Activity:nil
7[31    Suppose you have a few hundred thousand dollars in the bank earning
        minimum interest rate and you're not sure whether you're going to
        buy a house in 1-5 years. Should one put that money in a more
        risky place like Vanguard ETFs and index funds, given that the
        horizon is only 1-5 years?
        \_ I have a very similar problem, in that I have a bunch of cash
           I need to use for a remodel in the next 1-3 years. I don't
           know for sure what to do with it, but I think that the
           stock market is too risky for something that you really
           want. I am probably going to put it into CSJ. Let me know if
           you come up with a better plan.
           \_ why are you waiting for remodeling? It's not like the cost
              of remodeling will fluctuate wildly like stock or even
              real estate.
              \_ It takes a while to get the architect to write the plans,
                 get it through planning, etc. We got the money by
                 taking a second out on our house and wanted to lock
                 in interest rates now.
2025/04/02 [General] UID:1000 Activity:popular
4/2     

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