10/28   Just had a very shady experience with my bank's Consumer Opt-Out
        Department. The automated system goes something like this:
        "If you would like to opt out from our promotions, affiliate programs,
        blah blah blah blah (this goes on for about 30 seconds), press 1.
        [pause 5 seconds]. If you would like to opt out from our 3rd party
        programs, blah blah blah (this goes on for about 15 seconds),
        press 2 [pause 5 seconds]. If you would like to opt out from both
        options, press 3 [pause 2 seconds]. Please enter your selection
        now."
        It's like they really want you to not opt-out, and that even if
        you DO want to opt out, they want you to opt-out of the wrong
        choice so that they can share your info with 3rd parties. Isn't
        there something shady and borderline illegal about this?
        \_ It's dishonest, but it's not illegal.  It's also typical.  -tom
        \_ ah yes, Shitibank (or was it Cuntrywide?).  got that too.
        \_ One of the institutions I use (forgot which) says it doesn't offer
           an opt-out option because it simply doesn't share info with
           affiliated parties.  I don't remember if there's an opt-in option.