9/10    Guys, have you moved 50% of your 401(k) and IRA out of equities and
        into high quality bonds or Treasury-based money markets?  I'm not
        kidding.  Here you are, arguing about Obama, McCain, and Palin, and
        your money is disappearing.
        \_ What are you talking about? My portfolio looks fine.
           \_ good.  now what about the rest of you?  all the equity-based
              choices in my 401(k) plan are all negative 3-month and 1-year.
              \_ You're an idiot.
                 \_ are you angry about something?
        \_ You don't think the President has influence over the economy?
           \_ I don't either can stop the multi-year move in equities.
           \_ I don't think either can stop the multi-year move in equities.
        \_ No, I have the same allocation I always have, which is 6 mos
           living expenses in CDs, 20% of my total investment portfolio in
           CA Munis (taxable part, of course) about 10% more in high quality
           bonds and 70% in stocks. I am leaning way toward blue chip dividend
           paying stocks though, but I have been in a multi-year move in that
           direction. I saw the financials ready to blow up over a year ago.
           I am down a bit from the top, but not losing any sleep over it.
           Oh, I also am heavily invested overseas and I recommend you do the
           same.
           \_ IMO, your equity allocation is too high (assuming you are in
              index funds), and I personally have been shorting emerging
              markets.
              I do agree that you aren't too far away from what a professional
              financial advisor would suggest; but I'm saying CFPs are wrong.
              \_ I am not in index funds, as I said, I am leaning heavily
                 towards profitable companies with little debt who pay a
                 big dividend and are either located outside the US or do
                 most of their business outside the US. I am starting to doubt
                 the "great decoupling" theory though.
                 \_ ok.  i hope your portfolio does not get pulled down with
                    the rest of the market (even if they are profitable blue
                    chips with little debt).  FYI, China and Japan are going in
                    the toilet.  European, especially UK banks are arguably in
                    more trouble than the U.S. financial system.
                    \_ I hope you are not still sitting out the month the
                       market goes up 20%, which it inevitably will, sooner
                       or later. How are you going to decide to jump back in?
                       \_ when the 50DMA increases past the 200DMA by 1%