8/21    I know 1 or 2 of you guys know about this, but why aren't you
        moving your money out of stocks--and into CDs, savings, or Treasury
        money markets?  IMO we are looking at significant downside or sideways
        movement that may persist for ~10 years.  Even if you only earn 3%
        interest/1yr, this is much better than losing 0 to 10% after 10 years.
        My money is where my mouth is -- I moved all my 401(k) money out of
        energy (my previous safe play) and into T money markets ~ 9 months ago.
        Of course, you should only make these moves rarely (not more than
        once every few years) for retirement accounts--otherwise you will
        whipsaw out and meet the traditional definition of not being able to
        time the market.
        The Nikkei 225 is still down 67% from its peak 19 years ago--our drop
        will be less in size and duration, IMO, but still nothing to laugh at.
        \_ IMO we're not.
           \_ why?
        \_ IMO following the herd will get you run over. Buying high and selling
              \_ why do you think we are in for 10 years of downside?
                 i don't know about the overall indices but it should be
                 obvious that some will win and some will lose.
                 there's a vast amount of invested wealth out there in
                 the world and it's gonna go somewhere.
        \_ IMO following the herd will get you run over. Buying high and
           selling
        \_ IMO following the herd will get you run over. Buy high and sell
           low is a terrible investment strategy. I have gradually been
           moving my money into dividend paying stocks, most of which do a
           significant share of their business overseas. The S&P 500 is flat
           over the last decade, do you really believe that we are going to
           have another lost decade? I do not.
           have another lost decade? I do not. Also, getting 3%/yr is going
           to mean you fall back in real wealth because of inflation. Surely
           somewhere in the world, there is an investment opportunity that
           will do better than that, right?
        \_ الله أَكْ!
           \_ Another lost decade?  Maybe 5-10 more years.
              Investment opportunity ... like energy?
              Why?  Significant global deleveraging and shrinking of credit.
        \_ Are you GOOG short 100 guy?
           \_ No.