7/30    Financial aid question:
        If a wife applies for financial aid do they consider
        the husband's salary?
        \_ yes
        salary? What if the woman is partially through the program already
        What if the woman is partially through the program already
        when she gets married? Does that affect anything? Would it be in
        \_ Doesn't seem to affect loans, except perhaps the ratio of sub
           vs. unsub loans.  Parental income (or more importantly lack of
           income) can have an effect, even if the student is independent
           of parental support and is married.  And yes, for med school
           you apply for fin aid in March every year.  -sony
        \_ don't you apply for financial aid every year?   when you get
           divorced, you won't be around the next time she applies for
           financial aid
           \_ What do you mean "I won't be around"? I don't remember applying
              for aid every year, by the way. I seem to recall just
              applying up front, but it's been a long time.
        their financial interests to get divorced?
        \_ sounds like a lot of work just to scam the gov. out of a few
           thousand dollars.
           \_ It is probably worth more than just a few. Our marraige tax
           \_ It is probably worth more than just a few. Our marriage tax
              is a few thousand dollars alone. -!op
           \_ 1. It could be tens of thousands.
              2. It's not a scam. If she has no income then she has no income
                 regardless if I make a good salary. The loan is her
                 responsibility to pay back, not mine.
                 \_ I don't think the IRS sees it that way.  Real Accountants
                    please chime in, but if your wife is working, and you
                    are, you are pooling your income to provide food
                    please chime in, but if your wife is not working while
                    in school, and you are working your high salary
                    job, you are pooling your income to provide food
                    shelter savings trips to see the 'rents in the suburbs.
                    i dont think she really has no income.  at the end of
                    the month do you bill your wife for shared expenses
                    like toilet paper and internet?
                 \_ does it work out that way if you're married?  really?
                    i don't think so.  so you're going to kick your
                    poor bankrupt wife out on the street later?  i'm not
                    trying to be annoying, now I, not the op, am curious.
                    \_ You mean you don't itemize your wife?
                 \_ Her debts that she acquires after you are married
                    are community responsibilities. So yes, you have to
                    repay them.
                    \_ I don't believe this to be true. Why would you be
                       responsible if your wife goes wacky and applies for $3M
                       in debt in her name using only her income on the
                       application?
                       Addendum: The above is true (husband is responsible
                       regardless) in community property states, which are:
                       Arizona, California, New Mexico, Nevada, Idaho and
                       Arizona, California, New Mexico, Nevada, Idaho,
                       Washington, Texas, Wisconsin and Louisiana.
                       In Alaska, couples can opt in for community property.
                       You can file in community property states to make
                       property Sole and Separate (and back again), but
                       I wonder if you you can do that with debts.
                       \_ Many, many spouses "go wacky" during a divorce
                          and ruin both parties credit out of spite.
                          \_ Sounds like you need to move to a state not
                             on the above list if that happens.
              3. So is the lesson here not to marry a medical student until
                 she's finished school or you'll hose her aid? That could be
                 years.