Berkeley CSUA MOTD:Entry 50184
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2025/04/04 [General] UID:1000 Activity:popular
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2008/6/8-10 [Finance/Investment] UID:50184 Activity:nil
6/8     How many different mutual funds should I have in my roth IRA?
        I know there are many factors, but I want to know shoudl I just
        invest all my roth IRA money into one mutual fund, or divide it up
        into 2, 5, 10, whatever. thanks in advance.
        \_ It's not about how many funds you have, it's about what's in them.
           Consider diversifying your assets. If you buy a small-cap fund,
           for example, you'll want to also buy at least one large-cap fund
           to spread the risk. On the other hand, if you buy just
           one target-date fund (which contains an asset allocation mix
           that the fund company judges is appropriate for your age), that
           may be all you need. This sounds like the best option for you,
           at least until you learn more about asset allocation and decide
           that you would rather do your own management.
2025/04/04 [General] UID:1000 Activity:popular
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