Berkeley CSUA MOTD:Entry 49413
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2025/05/25 [General] UID:1000 Activity:popular
5/25    

2008/3/11-13 [Transportation/Motorcycle] UID:49413 Activity:low
3/10    http://www.roadracerx.com/article.php?article_id=358
        Even Bay Area bicycle couriers hardly your typical law-and-order conservatives
        now say that Critical Mass is making things worse, not better,
        for day-to-day riders.
        \_ That was a pretyt good article on motorcycle commuting (on which
        \_ That was a pretty good article on motorcycle commuting (on which
           he is totally correct.) But since his assertion about bike
           couriers is totally unsourced, I'm not sure why you posted this.
           \_ because he's a stupid troll.

        http://www.youtube.com/watch?v=SJ_qK4g6ntM
        \_ Very funny! Is subprime a unique problem in the US? Or
           is it widespread to other countries?
           \_ http://en.wikipedia.org/wiki/Northern_Rock
              \_ Northern Rock did not underwrite sub-prime
                 loans. They ran out of cash when the short-term money
                 markets dried up. Giving people a loan w/o confirming
                 their income, and the investment banks'
                 securitization conduits w/o regard to underwriting
                 and risk were mostly Americans'
                 stupidity/genius. Those burned overseas bought our
                 mortgage bonds.
2025/05/25 [General] UID:1000 Activity:popular
5/25    

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2013/10/24-11/8 [Transportation/Car/RoadHogs] UID:54742 Activity:nil
10/4    NY bike gang's own video footage at 0:20-0:27 shows that they
        intentionally blocked and stopped the SUV:
        http://www.youtube.com/watch?v=5ukdkgLYYbw&feature=player_embedded
        Yet they still have the gut to cry victim.  Geez!
        \_ Yeah, after being hit and run, someone tried to stop the cager,
           who then commited assualt with a deadly weapon. Does someone
	...
2012/7/29-9/24 [Transportation/Car, Transportation/Car/RoadHogs] UID:54446 Activity:nil
7/29    Is it really true that we subsidize auto driving to the tune of
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        http://tinyurl.com/cars-suck-ass
        \_ You might have missed the point.  Hiring a chauffeur to drive your
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2011/7/6-21 [Transportation/Bicycle, Uncategorized/Profanity, Academia/Berkeley/CSUA/Troll] UID:54139 Activity:nil
7/6     RIDE BIKE!
        http://video.fc2.com/a/content/201104205dsww3bS  (NSFW)
	...
2011/6/20-7/13 [Transportation/Bicycle] UID:54129 Activity:nil
6/17    RIDE BIKE people, where does one buy a cheap < $100 commuter bike
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        thrown away?
        \_ You can get a bike that cheap off of Craig's list but you will
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           used Gary Fisher for $50 but it needed a new chain, new cables
	...
2010/5/17-26 [Transportation/Bicycle] UID:53838 Activity:nil 80%like:53822
5/6     Next Thursday 5/13 is Bike to Work Day.
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        \_ I saw about five times as many bikes as usual when I drove along
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           \_ what does this 'Sun Micro' do?  context?
        \_ Free beverages and snacks at over 200 Energizer Stations in the Bay
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2010/2/10-3/9 [Transportation/PublicTransit] UID:53700 Activity:nil
2/10    Does anyone have an authoritative URL that shows the % of people
        in the Bay Area who commute via foot, bike, car, BART, and Caltrains?
        In particular I'd like to look at trend as well.
        \_ http://www.sfced.org/about-the-city/urban-data-and-statistics/commute-patterns has some.  -tom
        \_ Guys, guys, guys, I asked a simple question. What % of Bay Area
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	...
2010/1/8-29 [Transportation/Bicycle] UID:53617 Activity:nil
12/8    http://latimesblogs.latimes.com/lanow/2010/01/cyclist-sentenced.html
        Car driver gets 5 years for assualting bicylists with car.
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	...
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www.roadracerx.com/article.php?article_id=358
Click here for printer friendly version (All links open in a new window) For a while, I worked in Los Angeles, on the sixteenth floor of building that would have been downtown, if El Lay had a downtown. I noted the conversations that strangers struck up on the elevator rides. In Canada, we talked about the weather in such situations. Weather--often extreme weather--was the inescapable context of our lives. The answer would come, "Simi Valley," "Tustin," or whatever. Then, inevitably, "How long does it take you to get in?" " I always wondered what that could possibly have meant, since in Los Angeles, there's never no traffic. Over the course of my life, I've been a cab driver (earning my Bachelor's degree in traffic) and a courier (Master of Traffic Arts and Sciences). But the 120-mile one-way trip from my home in San Diego up to my office on Wilshire Boulevard was where I earned my PhD in commuting. I suppose I got used to SoCal ways, because last week I returned to Canada for a visit. Spring had sprung up there and despite the rash of gravel left on the roads, there were loads of motorcycles out when I left the Calgary airport at the height of rush hour. As I inched along in stop-and-go traffic on McKnight Boulevard, I looked in my rear-view mirror and wondered what that guy on the GSX-R, directly behind me, could possibly be waiting for. Then I remembered: lane splitting is illegal there (as it is pretty much everywhere in North America except in California). There was a great article by Nick Paumgarten in a recent (April 16) issue of the New Yorker about the state of commuting in America. Reading it, I learned that about 90 percent of Americans commute to work by car, and about 90 percent of those commuters do so alone. One commuter in six travels more than 45 minutes each way. There are several million drones who spend three or more hours a day in their cars. Indeed, those "extreme commuters" make up the fastest-growing category, according to the US Census Bureau. Leave aside the collective insanity of what those commuters typically drive, and the fact that (at least in my direct experience) most commuters under-report the length of their commutes. The New Yorker article served to quantify something that I've always implicitly known, which is that long commutes are emotionally corrosive. Despite the fact that people consciously, objectively set out to optimize some kind of life equation when they choose where they'll live and work, there is a very strong inverse correlation between the length of the commute and the worker's happiness and satisfaction in day-to-day life. Reading it made me wonder what effect commuting by motorcycle would have on the psyche of suburbanites. At least in California, where lane-splitting is legal, motorcycle riders are never really subjected to the teeth-grinding infuriation of coming to a full stop on the freeway. In heavy SoCal traffic, two wheels obviously move more freely than four, and often pick up time at the destination when they're easier to park. Against this, of course, one must balance time spent girding one's loins for battle, and more frequent (but shorter) fuel stops. Purely on a time spent (read: wasted) basis, motorcycles win, but not always by that much. Some times in that elevator, people would see me in my Roadcrafter suit and full-on enduro boots, carrying my helmet and backpack, and they'd ask, "Where'd you come in from?" The thing is, it wasn't boring, because riding in heavy traffic is its own extreme sport. Or at least it is a slow motion dance/duel that threatens to become an extreme sport if you let your concentration waver. So I arrived, sometimes after lane-splitting for sixty of the hundred and twenty miles, feeling pretty pumped. Anyway, the rare times that I drove up instead of riding up, I arrived in a state of rage, so I give motorcycles the credit. I was always amazed how rarely I saw other motorcycles on that ride, considering that I passed thousands of cars each trip. You'd think more of those guys would get the idea, especially considering that hundreds of them must've had bikes in their garages at home. Collectively, the motorcycle industry has done a poor job of explaining to car drivers that each motorcycle rider means less fuel burned, less foreign oil imported, and less greenhouse gas emitted than almost any four-wheeler is accountable for. Motorcycles free up parking spaces and, where lane splitting is permitted, they effectively occupy interstitial space in traffic, contributing virtually nothing to congestion. So not only do motorcyclists get where they're going faster, so do all the car drivers. If you think I'm exaggerating the impact of 1 or 2 percent of drivers switching to bikes, you need to study traffic flow patterns. The difference between completely free-flowing traffic that moves at the speed limit and stop-and-go traffic averaging speeds in the single digits is often measured in a few percent of the total volume. And the best thing about riding is that you arrive feeling good about yourself, since even a pretty shitty ride is actually fun. In the past, when I've written about this stuff, it's largely been in the context of preserving lane-splitting where it exists, but now I think we should make it a project to get lane-splitting approved everywhere. Over there, they call lane-splitting "filtering," and those couriers are masters of the art. The thing that fascinated them the most was that it was largely forbidden in America. ") Being able to filter through traffic, both on the freeway and moving up to the front of the queue at traffic lights on surface streets, is the killer app for motorbikes. The industry should promote it because it will sell bikes. Of course, a first step toward loosening lane restrictions for motorcycles will be establishing that this killer app is not literally deadly. I guess that will depend on the new comprehensive safety study being conducted by the Oklahoma Transportation Center. We'd better find (as did Hurt Report found, back in the '70s) that proper lane-splitting is no more dangerous than stop and go traffic. I suppose, considering how angry some California motorists get when you lane-split past them, that we'd have to conduct quite a public education program in states that suddenly allowed it. I think Texas almost did allow it last year, and two Illinois legislators--John Cullerton and Donne Trotter--recently proposed adding a mandatory helmet provision for the state, while simultaneously amending the state's highway code to allow lane splitting "in a safe and prudent manner" when traffic was congested. Their bill was left in limbo when the state senate session ended, but this is a great idea. I'd like to see every state that currently allows people to ride without helmets strike the same bargain. Commuting by motorcycle would get safer and faster with the stroke of a pen. On a related subject, a couple of weeks back I noticing a few disturbing stories coming out of the UK. It seems that large private-sector companies over there have started "banning" the use of motorcycles by their employees. The first I heard about was Johnson Controls, but several others followed suit. I was angered by the very notion of it, but then I learned that no one was saying employees couldn't commute to and from work on their bikes, the companies were "just" saying that motorcycles couldn't be used by employees while they were working. I presume they mean, say, you need to run some document or widget across town, or get across town to attend a meeting. I thought, #& 'em then, if those companies want to waste time and money, let 'em. But it turns out that most of the companies that have just passed these rules are responding to pressure from the giant AXA insurance company, which has added a "no motorcycles" provision to commercial liability policies in the UK. Of course, the strongest supporter of commuting by motorcycle is Andy Goldfine, who owns Aerostich/RiderWearhouse. a whole website devoted to helping us riders be our own best PR. The more of us there are on the roads that day and every other day, the better it will be for all ...
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www.youtube.com/watch?v=SJ_qK4g6ntM
Filter videos that may not be suitable for minors Note: some videos not suitable for minors may still appear in search results. The Long Johns - The Last Laugh - George Parr - Subprime Hello, you either have JavaScript turned off or an old version of Adobe's Flash Player. Good comment Marked as spam Reply Where can I invest in the "unemployed black man in a stringy vest fund"? These guys are hysterical because this is almost all true. Good comment Marked as spam Reply The mortgage crisis was made by Democrats and Republicans alike. There was extensive fraud found at Fanny Mae and Hillary sought no punitive actions against the mortgage companies. It has been said that life is not fair so kiss these fucking bailouts and greedy Americans goodbye. Good comment Marked as spam Reply Come on guys - learn about the system or keep getting suckered by it. Commodities are up because the Fed is "printing" money like there is no tomorrow in order to once again prop up the banks and corporations at our expense.
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en.wikipedia.org/wiki/Northern_Rock
Northern Rock joined the stock exchange as a minor bank and was expected to be taken over by one of its larger rivals, but it has remained independent. edit History Northern Rock Building Society was formed in 1965 as a result of the merger of Northern Counties Permanent Building Society (established in 1850) and Rock Building Society (established in 1865). demutualise and float on the stock exchange in order to better expand their business. Throughout this period a concern against demutualisation was that the assets of a mutual society was built up by its members throughout its history not just the present members who would benefit, and that demutualisation was a betrayal of the community that the societies were created to serve. The company is midway through a redevelopment of the Gosforth site, which saw the demolition of the original 1960s tower block during Spring 2006. A new tower block is due to be completed by the end of 2008, to act as the main entrance to the company headquarters. The Gosforth site currently consists of the Kielder and Prudhoe buildings, completed in the early 1990s, behind which lies the distinctive glass-fronted Alnwick building. The main Atrium reception is adjacent to this, opening out onto the recently completed Baker Street, a large covered mall that houses a restaurant, shop and on-site branch. A number of other buildings, all named after North-Eastern castles are joined to Baker Street. Northern Rock logo used until 2000 Northern Rock logo used until 2000 In the year 2000 Northern Rock introduced a new corporate identity consisting of a magenta square containing the company name. To this day however, some branches still display the old logo. The Northern Rock Foundation also changed its logo in 2003 from the NR 'blocks' inline with the main company, using the same new typeface. As well as mortgages, the bank also deals with savings accounts, current accounts, loans and insurance. The company also promotes secured loans to its existing mortgage customers. edit Board of Directors The Chief Executive is Andy Kuipers, who joined the company in 1987. The company is focused on developing its own staff and so, most appointments are made internally. Adam Applegarth resigned but stayed on in a caretaker role until December 2007. David Baker and Keith Currie left the board but remain employed within the company. In April 1996, when the Building Society was considering demutualisation, plans were announced by the then chairman, Robert Dickinson, for the creation of the foundation. Since the official launch of the foundation in January 1998, it has steadily grown and expanded its activities. By the end of 2007 190 million had been donated to the foundation, by Northern Rock. Nationalisation will end the covenant requiring Northern Rock to remit a share of profits to the Foundation. Instead, for the next three years the Foundation will receive an annual 15 million payment from Northern Rock, whether it remains publicly-owned or returns to the private sector. People queuing outside a branch to withdraw their savings due to fallout from the subprime crisis. People queuing outside a branch to withdraw their savings due to fallout from the subprime crisis. With shares in Northern Rock plummeting by nearly a third, the British Government moved to reassure investors with the bank, with account holders urged not to worry about the bank going bust. Gloucestershire when two joint account holders barricaded the bank manager in her office after she refused to let them withdraw 1 million from their account. " What we want to do is to give incentives for people to behave properly, so in judging the interest rate at which we lent to Northern Rock we asked ourselves the question: "At what interest rate would they have to pay in borrowing from us today that would make them regret not having taken out an insurance policy as Countrywide did before the 9th of August?" If the Bank was to be temporary nationalised, the government would manage the Bank at "arms' length" on a commercial basis, where services for savers and borrowers would not be affected and the company would continue to operate as normal. For repayment of the Government loans, there was a proposal to create an 'asset pool' at the bank, of a size greater than the loans. The bidder would have issued bonds against this asset pool, with maturities set inline with the repayment. securitisation vehicle though which mortgages are parcelled up and sold to investors. Under 'substitution clauses' in Granite, investors can call in their loans if maturing mortgages are not replaced with new ones. Should the clauses be triggered, investors could demand their funding back - potentially leaving the Government with an immediate 45bn bill. At the moment, only 25bn of taxpayer's money has actually gone into Northern Rock, through Bank of England loans. The rest of the support is via state guarantees, which the Treasury would prefer are not drawn upon. Granite matures in tranches, with roughly 5bn expected to come up this year and 10bn next. As the Government regains control of the vehicle, it can run it down or sell it off.