5/13    Does FDIC ever matter? How likely is it that your deposit of
        over $250k going to be screwed over in a major US bank?
        \_ Was Washington Mutual a major bank?
        \_ Was Washington Mutual a major US bank?
        \_ Hahahahahahahahahahaha. Good one.
        \- As with nuclear weapons, this insurance produces much of its value
	...

2/3     Need advice on where to put cash for 1 to 2 years. I only have
        maybe $50K (I'm not a rich old geezer like most of you). CD is
        at an all time low.  So is money market/savings. Gold? Silver?
        Foreign investment? Don't tell me to buy a home, I need a job
        for that.
        \_ teak rainforests!
	...

1/16    Nikkei 225 back to lows of 2001-2005 and 1986.  Dang.  I thought
        stock markets of developed countries were supposed to return more
        than a savings account over 22 years!
        \_ If you cherry pick your dates, then no it won't.  If you cherry
           pick the other way you'd be a zillionaire.
           \_ i guess we're supposed to wait 40 years?
	...

5/8     PayPal is offering 4.58%, which is higher than ING Direct.
        What are some risks of putting $90K (all your lifetime
        savings) into PayPal instead of ING Direct?
        \_ When they tank you'll have to wait through FDICage to get your
           money back?
           \_ they are owned by ebay.
	...

6/1     I've often heard you should keep 3-6 months of current expenses on hand
        fo an emergency or if laid off.  I could of course keep it in checking
        but that earns under inflation.  My broker's money market pays shit
        too.  What would the MOTD finance gurus suggest?
        \_ Some cash is a good idea.  I keep a few months' worth around--I
           know I lose interest money on it, but I'm paying for the
	...

3/18    Hello, I've contacted my friend in UK who says an interest rate of 4%
        is not uncommon. He suggests that I look into the following big bank in
        UK: NatWest, LloydsTSB, HSBC, Royal Bank of Scotland, and Abbey Bank.
        Indeed, they all have much higher interest rates than in the US. Here
        is the problem. They all have a requirement that you be a "Resident of
        UK." What kind of proof do they want as a resident of UK? I'm thinking
	...

3/20    After not really investing seriously in the past, I'm ready to get
        serious about saving both for retirement and buying a house.  I have
        a pretty good idea what I want to invest in, but no idea how to go
        about doing it.  Since I mostly want to do exchange-traded funds (ETFs)
        I don't care too much about the specific fund offerings of a broker.
        I'm looking for a reputable broker with a full-service website, low
	...

1/28    Recommendations for credit unions for a Berkeley resident or
        someone who works in SF?  Patelco is almost worse than a commercial
        bank.
        \_ I comparison shopped CalState9 and USE and chose CalState9. I
           would recommend them based on my experience but YMMV.
        \_ Try BofA, and you'll gladly switch to Patelco. No complaints
	...

6/17    Anyone have any opinions about E-trade bank?  They have the highest
        dividends of any bank.
        \_ didnt learn enough after the dotcom thing?
           \_ what are you talking about?
                \_ guess not....
        \_ rate is good, but service is not so good.  I have requested
	...