11/6    Open enrollment begins today. Should I appyl for FSA Debit Card
        (Flexible Spending Account)?
        \_ This is the health spending plan, yes?  If you have known static
           medical expenses each year then you might want to put some cash
           in there but please please please be aware that if you don't use
           the money by year's end or you quit and still have money in there
           *you*lose*the*money*!