5/13    Does FDIC ever matter? How likely is it that your deposit of
        over $250k going to be screwed over in a major US bank?
        \_ Was Washington Mutual a major bank?
        \_ Was Washington Mutual a major US bank?
        \_ Hahahahahahahahahahaha. Good one.
        \- As with nuclear weapons, this insurance produces much of its value
	...

2/3     Need advice on where to put cash for 1 to 2 years. I only have
        maybe $50K (I'm not a rich old geezer like most of you). CD is
        at an all time low.  So is money market/savings. Gold? Silver?
        Foreign investment? Don't tell me to buy a home, I need a job
        for that.
        \_ teak rainforests!
	...

1/16    Nikkei 225 back to lows of 2001-2005 and 1986.  Dang.  I thought
        stock markets of developed countries were supposed to return more
        than a savings account over 22 years!
        \_ If you cherry pick your dates, then no it won't.  If you cherry
           pick the other way you'd be a zillionaire.
           \_ i guess we're supposed to wait 40 years?
	...

7/17    GMAC Bank has kick ass CD rates. Better than ING Direct and
        Emigrant Direct. I'm getting rid of ING because it's only 4.50%:
        http://gmacbank.com/cd-rates.do
        6 month 5.30%
        9 month 5.35%
        12 month 5.40%
	...

9/3     Hi motd. I'm in my mid 20s and I have about $35K cash. I already
        have a decent place to live and I have a car, thus I don't want to
        spend my cash on anything other than investments. What is a good
        investment strategy for someone like me? Thanks.
        \_ How soon might you need to use the cash? I'd think about buying
           property, although the timing is not so good right now.
	...

1/26    Online Savings update:
        http://ingdirect.com:  3.80%
        emigrantdirect: 4.25%
        hsbcdirect:     4.25%
        28-day t-bill:  4.216% (free from state/local taxes)
        capital one:    4.00%
	...

6/1     I've often heard you should keep 3-6 months of current expenses on hand
        fo an emergency or if laid off.  I could of course keep it in checking
        but that earns under inflation.  My broker's money market pays shit
        too.  What would the MOTD finance gurus suggest?
        \_ Some cash is a good idea.  I keep a few months' worth around--I
           know I lose interest money on it, but I'm paying for the
	...

3/18    Hello, I've contacted my friend in UK who says an interest rate of 4%
        is not uncommon. He suggests that I look into the following big bank in
        UK: NatWest, LloydsTSB, HSBC, Royal Bank of Scotland, and Abbey Bank.
        Indeed, they all have much higher interest rates than in the US. Here
        is the problem. They all have a requirement that you be a "Resident of
        UK." What kind of proof do they want as a resident of UK? I'm thinking
	...

3/20    After not really investing seriously in the past, I'm ready to get
        serious about saving both for retirement and buying a house.  I have
        a pretty good idea what I want to invest in, but no idea how to go
        about doing it.  Since I mostly want to do exchange-traded funds (ETFs)
        I don't care too much about the specific fund offerings of a broker.
        I'm looking for a reputable broker with a full-service website, low
	...

3/11    Housing Bubble About To Pop:
        http://csua.org/u/bc9
        \_ My favorite troll!  You just made my day.
        \_ Housing prices will increase until population growth stops.
        \_ Hey, how long ago did you first posit that the housing bubble
           was about to pop?  -tom
	...