11/11   Is umbrella insurance worth it?  I have a net worth of about $500k from
        appreciate home, stock, 401(k), savings, cars, etc.  I have a working
        wife and a kid.  Thx.
        \_ Not when a new umbrella is $5.  :-)
           \_ I think he's talking about the type of insurance that compensates
              the families of people who's heads get slashed off with katanas
              on the sidewalk becasuse they're using a fucking 6 foot umbrella
              to protect their short ass 5 foot 5 body from  a little drizzle
              while stabbing everyone on the sidewalk in the eye with the
              spikes on the edge of the umbrella.   Five dollars' coverage will
              be insufficient for that.
              \_ No, no -- I think he's making reference to insurance from
                 the Umbrella Corporation so when his family is ravaged by
                 flesh eating zombies in Raccoon City, he'll be able to collect
                 life insurance or something.  Personally, I'd avoid
                 transacting business with them at all, but hey -- each to his
                 own, man.
                 \_ Silly, that's Flesh Eating Zombie insurance.  Which reminds
                    me, thanks, I let mine lapse last week.  I need to go
                    renew.  Brraaaaaiiinnssss....
                    \_ Can you insure againt your wife stopping to work?