9/3     When you use your CC in Canada, what kind of exchange rate and
        fee do they charge? I'm asking because I got ripped off by my
        Chase Freedom card. They gave me a 0.8246 exchange rate even
        though at the time, it was really 0.835X. They also attached
        an exchange rate adjustment fee, which was 2.9%. What a rip
        off! Are there other CC that give you a better rate? ok thx
        \_ Maybe it was because you were using your "freedom card" in
           a French part of Canada.
        \_ Typically, credit cards charge about 3% coversion fee.  Some it's
           as low as 1%.  I've never seen anything less than 1%.
        \_ Major credit cards have started charging 3% effective mid 2005.
           It used to be that MBNA and Capital One were the last bastions of
           1% foreign currency surcharge, but no more, starting Oct 1 '05.
           Look for credit union-issued Visa/Mastercard that still charges
           1%.
        \_ MBNA isn't 1% any more?  Those bastards!
        \_ I withdrew money from Wells Fargo acct in the UK, they didn't charge
           any fees.