4/19 I'm looking into joining a credit union in the south bay area.
I know about TechCU. What others are out there? I want to do
some comparison shopping. If you are in a credit union, which
one and what do you like about it? Thanks.
\_ off the top of my head, there's Valley CU , silicon valley CU.
I'm a member of addisonavenue (formerly HPCU, formerly HPEFCU).
Back during the boom the rates were really nice. I don't
utilize very many of their services.
\_ What's the difference between credit union and a bank? No this
is not a troll.
\_ A credit union is owned by the members. Any money the credit
union makes is paid back to the members in the form of
interest on deposits.
\_ A credit union is like a co-op, so expect a house manager that
sells MJ on the side and weekly parties with complimentary
nitrous oxide.
\_ What are the top deposit rates at credit unions for savings
or money market type accounts? Last I checked, they weren't
better than what you can get with an online money market.
\_ I have an account with Patelco CU. They had really good interest
rates 2-3 years ago, but it's not that great anymore. It seems
higher than TechCU, though.
\_ Credit Unions tend to be less evil, don't fuck you in the
ass for things like using foriegn ATMs, etc.
\_ instead, the other banks charge you for using their atms
wamu does not. wamu = good. |