Berkeley CSUA MOTD:Entry 37264
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2025/07/09 [General] UID:1000 Activity:popular
7/9     

2005/4/19-21 [Reference/BayArea] UID:37264 Activity:nil
4/19    I'm looking into joining a credit union in the south bay area.
        I know about TechCU.  What others are out there?  I want to do
        some comparison shopping.  If you are in a credit union, which
        one and what do you like about it?  Thanks.
        \_ off the top of my head, there's Valley CU , silicon valley CU.
           I'm a member of addisonavenue (formerly HPCU, formerly HPEFCU).
           Back during the boom the rates were really nice.  I don't
           utilize very many of their services.
        \_ What's the difference between credit union and a bank? No this
           is not a troll.
           \_ A credit union is owned by the members. Any money the credit
              union makes is paid back to the members in the form of
              interest on deposits.
           \_ A credit union is like a co-op, so expect a house manager that
              sells MJ on the side and weekly parties with complimentary
              nitrous oxide.
           \_ What are the top deposit rates at credit unions for savings
              or money market type accounts? Last I checked, they weren't
              better than what you can get with an online money market.
        \_ I have an account with Patelco CU.  They had really good interest
           rates 2-3 years ago, but it's not that great anymore.  It seems
           higher than TechCU, though.
        \_ Credit Unions tend to be less evil, don't fuck you in the
           ass for things like using foriegn ATMs, etc.
           \_ instead, the other banks charge you for using their atms
              wamu does not.  wamu = good.
2025/07/09 [General] UID:1000 Activity:popular
7/9     

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