Berkeley CSUA MOTD:Entry 36934
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2025/05/25 [General] UID:1000 Activity:popular
5/25    

2005/3/29-30 [Finance/Banking, Computer/HW/Drives] UID:36934 Activity:nil
3/28    Has anyone tried http://everbank.com for world currency/foreign-CD? Any
        pros/cons to say? What are some hidden fees that's not on the web
        site? I don't plan to touch my money for a long time, should I do
        Multi-Currency Index CDs, WorldCurrency Certificates of Deposit (CDs),
        or WorldCurrency Deposit Accounts (what's the interest?) Do I HAVE to
        open up a checking or MM along with these accounts?
2025/05/25 [General] UID:1000 Activity:popular
5/25    

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2013/7/31-9/16 [Reference/RealEstate, Finance/Investment] UID:54720 Activity:nil
7[31    Suppose you have a few hundred thousand dollars in the bank earning
        minimum interest rate and you're not sure whether you're going to
        buy a house in 1-5 years. Should one put that money in a more
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        \_ I have a very similar problem, in that I have a bunch of cash
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2013/5/13-7/3 [Finance/Banking] UID:54676 Activity:nil
5/13    Does FDIC ever matter? How likely is it that your deposit of
        over $250k going to be screwed over in a major US bank?
        \_ Was Washington Mutual a major bank?
        \_ Was Washington Mutual a major US bank?
        \_ Hahahahahahahahahahaha. Good one.
        \- As with nuclear weapons, this insurance produces much of its value
	...
2013/3/9-4/16 [Finance/Banking] UID:54621 Activity:nil
3/9     In a 15/30 year loan, the amount of payment stays the same but
        the payment on interest decreases while the principal increases.
        Suppose I decide to pay off a huge chunk of principal, will
        the amount of interest I need to pay decrease drastically, or
        do banks still want to take out a huge chunk of interest rate?
        \_ You don't actually have separate "interest" and "principal"; you
	...
2011/11/27-2012/1/10 [Finance/Banking] UID:54243 Activity:nil
11/27   Whoa, since when did FDIC coverage go up to $250,000? That's cool.
        So is this coverage per customer per bank, per account per bank,
        total per person, etc?
        \_ I believe that it is per customer per bank. Not 100% sure though.
           \_ Yes, and you can get even more with joint accounts, etc.:
              http://www.fdic.gov/deposit/deposits/dis/index.html
	...
Cache (28 bytes)
everbank.com -> www.everbank.com/main.asp?affid=eb
Bank World Currency Exchange