Berkeley CSUA MOTD:Entry 34949
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2025/05/25 [General] UID:1000 Activity:popular
5/25    

2004/11/18 [Transportation/Car, Health/Dental, Industry/Startup] UID:34949 Activity:kinda low
11/17   I'm about to go from a full time employee to a contractor.
        I'm going to miss certain things like stock options, med
        insurance, life insurance, ADD (accidental death or disability),
        etc etc. Can someone who has done this before give me a more
        comprehensive list of these services, and how much they will
        cost me if I get them through venders myself? Thanks.
        \_ Unless you see the doctor a lot more than I do, it's easy to get
           a highish ($1000) deductable PPO plan at less than $100 a month.
           Dental/vision is poor value, just pay out of pocket.  Disability,
           otoh, is very hard to get as an individual.  (I) Don't need life.
        \_ ~ $300 per month to continue a premium plan (BlueShield) through
           COBRA; probably much less for Kaiser, but you get what you pay for.
           Dental and optical are another $100 per month.  Keep it, though;
           once you're off the books, you'll have a fiendish time getting
           pre-existing conditions accepted by any new carrier.
           \_ you can only cobra for a few months
              \_ Up to 18 months depending on your former employer. Ask.

stupid race-baiting troll deleted
        \_ You beat me to it. Thanks.
2025/05/25 [General] UID:1000 Activity:popular
5/25    

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