11/17 I'm about to go from a full time employee to a contractor.
I'm going to miss certain things like stock options, med
insurance, life insurance, ADD (accidental death or disability),
etc etc. Can someone who has done this before give me a more
comprehensive list of these services, and how much they will
cost me if I get them through venders myself? Thanks.
\_ Unless you see the doctor a lot more than I do, it's easy to get
a highish ($1000) deductable PPO plan at less than $100 a month.
Dental/vision is poor value, just pay out of pocket. Disability,
otoh, is very hard to get as an individual. (I) Don't need life.
\_ ~ $300 per month to continue a premium plan (BlueShield) through
COBRA; probably much less for Kaiser, but you get what you pay for.
Dental and optical are another $100 per month. Keep it, though;
once you're off the books, you'll have a fiendish time getting
pre-existing conditions accepted by any new carrier.
\_ you can only cobra for a few months
\_ Up to 18 months depending on your former employer. Ask.
stupid race-baiting troll deleted
\_ You beat me to it. Thanks. |