1/28 Recommendations for credit unions for a Berkeley resident or
someone who works in SF? Patelco is almost worse than a commercial
bank.
\_ I comparison shopped CalState9 and USE and chose CalState9. I
would recommend them based on my experience but YMMV.
\_ Try BofA, and you'll gladly switch to Patelco. No complaints
after being with Patelco since '88 for basic services.
\_ I get charged for using COOP ATMs so I can only use Patelco ATMs.
ATM use at the store with cashback also incurs a $0.90 charge.
Also, I can't use the ATM at CalState9 at Shattuck Square.
\_ BTW, what are the advantages of using credit unions? I was using
the one that has an office on lower Sproul when I was a student.
I always hated that they had nearly no ATMs.
\_ I have CCFCU. I haven't been charged a single fee since 1998.
Also, the deal with ATMs is that you use ATMs of the credit
union network, in addition to the ones provided by your
own credit union. They even reversed some finance charges
on my credit card for me. I used to have BofA but then I
got sick of them charging monthly fees, selling my name to
telemarketers, and generally looking for ways to make money
off of me. I can at least trust that my credit union is
looking out for my interests and not some random shareholders.
-jeffwong
\_ I agree. I hate BofA, Bank One, etc. They may be
ok if you are rich and likes to put big chucks of
dough in your checking account, but they are
definitely not for people like me.
\_ I get better CD rates at Patelco than anywhere else.
\_ Banks are evil under any name. Use pillow.
\_ Thanks for the sarcasm but why should I keep my money with
someone who wants to take as much of it as possible?
On top of that their rates suck and my fees will be used by
them to build more branches and buy ad space.
I've banked with a bank before and I got tired of having to
watch my back all time. |
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