9/2     I'm young, and stupid. Does the IRS want reporting on 401K, IRA,
        Roth 401k/IRA? I am decades from retiring, and no plan to withdraw
        anything. But, I just realized that I haven't reported any of my
        retirement plans to IRS for several years, now wondering if I'm
        in big shit...
        \_ The account custodian (bank/brokerage/mutual fund) reports it to
	...

4/12    My gf did her taxes. She was unemployed most of last year and only
        paid about $500 in federal tax. She is getting a refund of $1300.
        We are both rather annoyed at this. How can you get a refund of
        more than you paid in?! (This is a rhetorical question. I know
        how.) Another acquaintance of mine makes less than half of what I
        do, but her take home is only 20% less. Even though I put money into
	...

11/10   lolz when your 401k is gone, heroin will look pretty attractive
        http://www.lectlaw.com/files/drg23.htm
        \_ Hardly, that crap's expensive!  Now, crank maybe...
        \_ shooting heroin leaves you VERY constipated.  seriously.
           sometimes when i shoot junk i don't have to shit for 2 weeks.
	...

10/24  If I trade my 401K stock on a quarterly basis (reshuffle/reallocate),
       are the gains considered capital gains?  How much is taxed on 401K gains?
       \_ You don't pay taxes on your 401k until you withdraw it.
          \_ Plus you can re-invest your gains again and again without being
             taxed first.  E.g. if you invest $1000 and gain $100, you can
             re-invest the whole $1100, without being taxed on the $100 first,
	...

2/8     Hey, are Day and Week trader guys still around?  Just curious how it's
        going.  I was also thinking of doing some largely buy-and-hold
        investing, can anyone recommend an online broker?  I was thinking of
        Fidelity because I have a 401k there, but I don't need anything fancy.
        \_ market hasn't been volatile enough. I've made a few thousand
           this year but I really miss the Bush era.
	...

2/19    The Bush Decade was as bad economically as the Great Depression:
        http://tinyurl.com/ar9h67
        \_ It's only bad if you're the middle class or lower. Wonderful
           for corporations and stock holders.
           \_ I'm a stock holder and it hasn't been that great. The NASDAQ
              never recovered and now the DOW is at 1990 levels. Awesome.
	...

1/13    http://www.cnn.com/2009/CRIME/01/13/missing.pilot.profile/index.html
        Financial managers are so awesome. People like this makes me want
        to pull my money out of 401K. You just don't know what kind of
        people are managing your asset.
        \_ No.  This is not a reason to pull your money out of your 401k.
           This is the reason why you don't give your financial advisor/wealth
	...

11/22   Pension gap divides public and private workers:
        http://www.usatoday.com/news/nation/2007-02-20-pensions-cover_x.htm
        At what point do we Just Say No? Making more money *after*
        retiring seems like an issue. I say this as someone with family
        who retired from the military who makes more now than when active.
        Ridiculous.
	...