2/12 I am broke. I am looking for an ass-kicking spreadsheet to start
keeping track my expenses.
\_ Quicken and Microsoft Money are better at this than any spreadsheet.
\_ Its called a ledger. You can make using a $0.10 notebook from
longs or payless. You have one column where you write in the date
of a transaction, another where you write in a description and
a last one where you record if it was + (deposit) or - (expense).
Add it up at the bottom of a page and transfer to the next.
\_ I just use a plain text file to do this.
\_ If you are broke, a text file costs too much money.
\_ Perl!
\_ $0.10 notebook? What decade are you living in?
\_ Hey, I thought we went throught this! Use automatically deposit
to put a portion of your paycheck into a savings account and DO NOT
ever withdraw from that account. I'm able to saving 20K a year
that way. And I'm not making 6 figures. -frugal guy
\_ Only 20K. How much do you make? ~ 45K? I'm saving ~ 40K a
year by direct deposit into my money market account and
I'm making not making 6 figures either.
to my parents (non-tax-deductible) and contributing 11% to my
401(k), and I'm not making 6 figures either. Although it's
sad that we need to compete on how little we spend instead of
how much we make.
\_ I'm making $2600 mortgage payment a month and sending $1K/mo
to my parents (non-tax-deductible since they're not listed as
my dependents) and contributing 11% to my 401(k), and I'm not
making 6 figures either. Although it's sad that we need to
compete on how little we spend instead of how much we make.
\_ I'm 15% to 401(k), 10% to ESPP, the rest directly
into my money market accoount. I live at home with
my parents, so I cut back on costs there. The only
recurring costs I have are DSL ($69/mo) and my car
($50 gas/mo, $50 insurance/mo, $20 maintenance/mo).
Occasionally I buy clothes or computer equipment,
but my yearly expenditure is covered by dividends
earn more via investments and such)
on a single mutal fund I own, all the other dividends
are reinvested. - soon to be member of the idle
rich.
(BTW, I don't consider non-salary income toward
that 6 figure thing. My salary is less, but I
earn much more via investments and such)
\_ what good is being idle and rich if you live at
home with your parents? The values of sodans need
some serious whacking. -tom
\_ With the money I am saving, I can easily
move into my own house in Saratoga or
Woodside. I can do whatever I want
whenever I want. I don't have to go to
work do what my boss or some stupid
customer wants. I can just sit around
and make money and enjoy myself.
That's what idle rich means.
And what's wrong with living with your
parents? My parents are extremely nice.
I'd have to be pretty damn stupid to
move out and spend money.
\_ I envy you having nice parents. My mom is
a dictator comparing to other moms (she
even forced me to dump my gf,
successfully, who was "just a little dis-
respectful occasionally. Just a little,
really. Other than that she's a very nice
girl."), yet she has the gut to tell
people that she's one of the most liberal
parents in the world. Geez.
\_ let's see...you don't have a girlfriend,
or any activities you spend money on.
exactly what are you going to do to
"enjoy yourself" when you have "enough"
money? Get a life; money is a means, not
a goal. -tom
\_ Spoken like a true poor peon.
You don't really understand
what it means to be rich do
you? Too bad.
\_ Sigh... not only is the sky falling
but there must be solar flares too.
Rich is nice but if being rich means
this guy spends the rest of his
life in his parents basement
waiting for the magic day that he
has "enough" money then the guy is
totally lost. I'd rather be middle
class and have a life than rich in
my parent's basement. "Mikey!
Dinner is ready! And don't forget
to clean your room before your
little friends come over!"
\_ I absolutely understand what it
means to be rich, and it has
practically nothing to do with
numbers on pieces of paper. -tom
\_ The sky is falling! This must be the
Twilight Zone or Outer Limits. I find
myself in total agreement with tom!
\_ for a "ride bike, save the whales" guy,
you're pretty short-sighted. be
realistic. sometimes you need to
accumulate wealth to do what you want.
\_ uh, to save toward the future for when they
eventually move out? what good is being idle
and poor if you're living by yourself in an
an apartment? I mean, come on, it's not like
most Sodans need the privacy for a love-life or
anything.
\_ A love-life costs $s. And if you get
married, in CA she gets 1/2 of your
stuff. No woman is worth 1/2 of my
portfolio. Better to be single, rich
and free.
\_ Happy Valentines Day, tool
\_ My mortgage is higher, my parents are multi-multi-multi-
millionaires, I'm making comfortable 6 figures, putting
in 10% and I still have time to edit the motd. Oh yeah,
redecorating the house next month, too. The maid will
like the new arrangement as it leaves her less to clean.
\_ In other words, yer mom is kicking your lazy, fat,
arrogant ass out of the house because your life is as
pointless and contrived as your motd posts.
\_ No. Why is it so hard to comprehend that others on
the motd live the good life? I *know* there are
others here who have and continue to do even better
than me. I don't get grumpy about it. I applaud
and cheer their success.
\_ sign yer posts so i can track your ass down.
\_ YWTFMITA?
\_ Yeah and then what? You wanted to meet the maid?
She's kinda cute.
\_ Any pics?
\_ No, but I could setup a webcam if you were
dying to see her.
\_ That'd be great. Thanks. URL?
\_ Well, my parents aren't that poor either. They eat out,
pay hundreds of dollars per month on international phone
calls, renovate their home, trade stocks, had an apt.
unit to collect rent, own a car in a country where a
parking space costs $400/mo and public transportation
can take you to places faster than driving. Recently
they even almost bought a brandnew Mercedes even though
sales tax on cars is 100%. But they still want me to
send them $1K/mo even thought I can't even afford
eating out. Sucks.
\_ Get new parents.
\_ Could it be Tokyo?
\_ Isn't sales tax on cars much lower than 100%
in Japan?
\_ the place ur parents live, could it be HK?
\_ Good guess. Yes it is HK.
\_ then ur parents' reason for collecting
money from you would be helping u save
money for marriage...
\_ My parents demand tribute as well, but
at least it's not as fucked up as that.
My parents are upper middle class Chinese. |
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