11/17   Let's say I'm a 95 year old guy with a lot of credit cards. I
        charge them to the max and then I die. What happens to the bills?
        \_ Funny how people around here are so smart, they can just make up
           the law and spew it over the motd with such an forthright sense
           of confidence and knowing.  Your heirs are not responsible.  You
           can't wrack up tons of debt and leave it to Bill Gates.  Sheesh.
           Hope none of you are wannabe law students.
        \_ Your heirs are responsible
           \_ Get overdraft/death protection on your cards.
           \_ not true.  it is no legal to make your heirs responsible
           for your debts.  but of course your creditors can get money
           out of the estate you leave when you die.  which means
           less money for the heirs.  if you don't have any
           estate to leave... ok maybe the above is a win!
         \_ can you refuse to be an hier?
            \_ No.
         \_ just make Bill Gates your heir.
            \_ Now that would be interesting.
                 \_ Just do it!
        \_ The debts are paid off from the estate and then the rest is paid
           out to the heirs, if any, according to the will or trust in place.