Berkeley CSUA MOTD:Entry 18988
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2025/05/24 [General] UID:1000 Activity:popular
5/24    

2000/8/14-15 [Finance/Banking, Politics/Domestic] UID:18988 Activity:high
8/14    Are "Bank of America" and "Banc of America" the same thing?  I see
        a lot of "banc"s in financial news articles.
        \_ something to do with a law that dates back to the post-depression
           days when they out-lawed any single bank from doing both
           commericial banking and regular banking (or something like that).
           The Ban{c|k} of America, I think, is their little loophole
           to get around this.
        \_ el blanco banco!
        \_ http://www.hoovers.com/co/capsule/1/0,2163,47381,00.html
2025/05/24 [General] UID:1000 Activity:popular
5/24    

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2013/7/31-9/16 [Reference/RealEstate, Finance/Investment] UID:54720 Activity:nil
7[31    Suppose you have a few hundred thousand dollars in the bank earning
        minimum interest rate and you're not sure whether you're going to
        buy a house in 1-5 years. Should one put that money in a more
        risky place like Vanguard ETFs and index funds, given that the
        horizon is only 1-5 years?
        \_ I have a very similar problem, in that I have a bunch of cash
	...
2013/5/13-7/3 [Finance/Banking] UID:54676 Activity:nil
5/13    Does FDIC ever matter? How likely is it that your deposit of
        over $250k going to be screwed over in a major US bank?
        \_ Was Washington Mutual a major bank?
        \_ Was Washington Mutual a major US bank?
        \_ Hahahahahahahahahahaha. Good one.
        \- As with nuclear weapons, this insurance produces much of its value
	...
2013/3/9-4/16 [Finance/Banking] UID:54621 Activity:nil
3/9     In a 15/30 year loan, the amount of payment stays the same but
        the payment on interest decreases while the principal increases.
        Suppose I decide to pay off a huge chunk of principal, will
        the amount of interest I need to pay decrease drastically, or
        do banks still want to take out a huge chunk of interest rate?
        \_ You don't actually have separate "interest" and "principal"; you
	...
2011/11/27-2012/1/10 [Finance/Banking] UID:54243 Activity:nil
11/27   Whoa, since when did FDIC coverage go up to $250,000? That's cool.
        So is this coverage per customer per bank, per account per bank,
        total per person, etc?
        \_ I believe that it is per customer per bank. Not 100% sure though.
           \_ Yes, and you can get even more with joint accounts, etc.:
              http://www.fdic.gov/deposit/deposits/dis/index.html
	...
2013/6/18-8/13 [Reference/Law/Court, Politics/Domestic/Crime] UID:54695 Activity:nil
6/17    Don't mess with Texas:
        http://gawker.com/woman-tells-carjacker-he-picked-wrong-witch-runs-him-513728108
        \_ Kudos.  I just worry that some shameless ambulance-chasing lawyer
           might sue her on behalf of the criminal.
           \_ America has more lawsuits per capita than any other nation.
              Lawyers, rejoice!!!
	...
2013/2/18-3/26 [Politics/Domestic/Election, Politics/Domestic/SIG] UID:54608 Activity:nil
2/18    F U NRA:
        http://preview.tinyurl.com/auazy6g (Sandy Hook Truthers)
        \_ http://preview.tinyurl.com/bqreg8d
           This shit makes me weep for America.
        \_ I didn't see any mention of the NRA on that page.  Did you mean "FU
           Crazy Conspiracy Theorists?"  Or do you have this really great
	...
2012/12/18-2013/1/9 [Politics/Domestic/SIG] UID:54562 Activity:nil
12/18   "NRA member Sen. Manchin says Newtown shooting should open assault
        weapons debate" http://www.csua.org/u/ypo
        '"The massacre of so many innocent children has changed -- has changed
        America. We've never seen this happen,"'  Was this guy in a cave during
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        \_ Don't keep your hopes high, though.  It'll just be same-o same-o.
	...
2012/11/28-12/18 [Politics/Domestic/Crime, Academia/UCLA] UID:54539 Activity:nil
11/28   http://www.businessinsider.com/most-dangerous-colleges-in-america-2012-11#3-university-of-california--berkeley-23
        We are #3! We are #3! Go beah!!!
	...
2012/9/3-11/7 [Science/Space, Politics/Domestic/Crime] UID:54471 Activity:nil
9/3     While most of America is committing more and more resources to fight
        obesity by promoting healthy diets, NASA was spending tax dollars
        looking for sugar in space ......
        http://www.csua.org/u/xjv
        :-)
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2012/7/25-10/17 [Politics/Foreign/Asia/Japan, Reference/History/WW2/Japan] UID:54444 Activity:nil
7/25    http://www.quora.com/Japan/What-facts-about-Japan-do-foreigners-not-believe-until-they-come-to-Japan
        Japan rules!
        \_ Fifteen years ago I worked there for seven months.  I miss Japan!
           (I'm Chinese immigrant.)  More facts:
           - Besides cold drinks, vending machines also carry hot drinks like
             hot tea and corn soup.  And they are actually hot instead of warm.
	...
2012/6/23-7/20 [Politics/Domestic/Crime] UID:54421 Activity:nil
6/23    Werher von Braun, Nazi, SS, overseer of Dora slave factory,
        is an American hero because of his contribution to
        Saturn V. What is wrong with America?
        \_ Is this worse or better than Gerald Ford pardoning
           Nixon for FuckYouAmericaGate?
        \_ "Hero" is a strong word. "Useful" would have been a
	...
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