Berkeley CSUA MOTD:Entry 18971
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2024/12/24 [General] UID:1000 Activity:popular
12/24   

2000/8/13-14 [Finance/Banking] UID:18971 Activity:moderate
8/12    I am looking for a good home loan; so far the lowest I've found is
        8.25%; are there better ones out there? Any pointers appreciated
        \_ yeah, mine's 6.625%.  Of course I got it a year and a half
           ago.  Why the fuck would you ask the MOTD?  Go to a loan
           officer.  -tom
           \_ Tried. She feigned activity, and then proudly presented an 8.5%
              one; a couple of hours of research on my own afterward yielded
              the 8.25, which she stared at and shrugged. Turned me off toward
              the whole idea. Asking the motd is (as most other things here)
              mostly as a large audience a fraction of which may have
              first-hand experience
                \_ Rates change daily.  There is not a large audience
                   of people who have gotten a rate in the past week.  -tom
                        \_ hey let people ask what they want on the motd
                           \_ don't talk back at tom, he is god -tom #1 fan
        \_ Keep looking. Check more banks/CUs/mortgage, perhaps even
           online. Variable or fixed? 30 or 10 year? Check the bizness
           section of the newspaper?  Used to know a sneaky slimy loan
           officer who could work the numbers to squeeze out a good rate
           so referral can help. Dunno what's current now.  --someone
2024/12/24 [General] UID:1000 Activity:popular
12/24   

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