6/1     On my ISP, I want to have a default umask of 77 for privacy.
        However, for all my home-page development directory stuff,
        I want it to automatically be exactly umask 22 (readable files
        -rw-r--r-- and world-executable-directories drwxr-xr-x).
        Any suggestions on how to do this, preferably so I do not
        have to run a lot of chmod commands or set an alias?
        I also prefer that plain files are not execute (-rwxr-xr-x)
        but if necessary, directories being drwx--x--x are OK. Thanks.
        \_ cron