Berkeley CSUA MOTD:Entry 14770
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2025/04/03 [General] UID:1000 Activity:popular
4/3     

1998/10/13-15 [Reference/RealEstate] UID:14770 Activity:kinda low
10/12   Can anyone recommend any sources for basic mortgage / real estate
        advice?  We want a 2nd $50K mortgage but everyone has a sh*tty
        credit record except me so my parents are considering selling
        the deed to me (and getting a new interest rate).  Never understood
        what "points" are.
        \_ Points are upfront charges that the bank gets which get tacked
           onto the loan.  So a 8.9% is the same as a 6.9% with 2 points.
           \_ thx!
        \_ Check out http://new.realtor.com which explains pretty much
           everything there is to know about real estate.
           \_ thx! DOLBY!!
                \- "buysing a home in calif" or soemthing like that from
                Nolo is not a bad book. explains what "points" are, what
                "escrow" is etc. --psb
                \_ escrow, isn't that the predecessor to lucifer?
                   \_ No that's Microsoft you fucker
2025/04/03 [General] UID:1000 Activity:popular
4/3     

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2013/8/1-10/28 [Reference/RealEstate] UID:54722 Activity:nil
8/1     Suppose your house is already paid off and you retire at 65.
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2013/6/3-7/23 [Reference/RealEstate] UID:54685 Activity:nil
6/3     Why are "real estate" and "real property" called so?  Does the part
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        \- without going into a long discourse into common law,
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2013/3/11-4/16 [Reference/RealEstate] UID:54622 Activity:nil
3/10    I'm trying to help my parents, in their mortgage there's an
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        \_ Without an escrow account, you write checks to your insurance
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2011/12/15-2012/2/6 [Reference/RealEstate, Industry/Jobs] UID:54260 Activity:nil
12/15   Does anyone have experience investing in apartment buildings
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        for instance one requires 2 years of tax returns with the
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2011/10/10-25 [Reference/Tax] UID:54192 Activity:nil
10/10   My property tax breakdown is this in the LA county, how about yours?
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        City-Los Angeles                .038895
        Metro water dist:               .003700
        Commnty college:                .040310
        Unified schools:                .186954
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2010/8/23-9/7 [Reference/Tax, Politics/Domestic/California/Prop] UID:53934 Activity:nil
9/19    http://www.latimes.com/news/local/bell/la-me-city-property-tax-table,0,5895218.htmlstory
        Poor cities pay more % of prop tax than wealthy cities.
        Compton pays 1.5% prop tax.
        \_ poor people also pay more for groceries. and taxes and in general
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