2013/8/1-10/28 [Reference/RealEstate] UID:54722 Activity:nil | 8/1 Suppose your house is already paid off and you retire at 65.
How much expense does one expect to spend a year, in the Bay
Area? Property tax will be about $10K/year for a modest $850K
home. What about other stuff?
\_ I think at age 65, health insurance is the next biggest expense.
\_ I am thinking that we can have a nice middle class
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2013/7/31-9/16 [Reference/RealEstate, Finance/Investment] UID:54720 Activity:nil | 7[31 Suppose you have a few hundred thousand dollars in the bank earning
minimum interest rate and you're not sure whether you're going to
buy a house in 1-5 years. Should one put that money in a more
risky place like Vanguard ETFs and index funds, given that the
horizon is only 1-5 years?
\_ I have a very similar problem, in that I have a bunch of cash
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2013/6/3-7/23 [Reference/RealEstate] UID:54685 Activity:nil | 6/3 Why are "real estate" and "real property" called so? Does the part
"real" mean something like "not fake"?
\- without going into a long discourse into common law,
it is to distinguish land/fixed property from intangible
property [like a patent] and movable, personal property,
like your car. Real property has historically had special
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2013/3/21-5/18 [Reference/RealEstate] UID:54634 Activity:nil | 3/21 Holy crap is Bay Area real estate on fire right now. I keep
getting outbid by hundreds of thousands of dollars on places.
\_ does more home-owners mean fewer people will be renting,
driving the demand for rental down? -poor renter
\_ I am kind of doubting that, but it might work.
\_ what is the zip code that you're bidding on?
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2013/3/11-4/16 [Reference/RealEstate] UID:54622 Activity:nil | 3/10 I'm trying to help my parents, in their mortgage there's an
"escrow" amount. What exactly is this? From reading Google,
the loan company uses the escrow account to pay for home
insurance, but they've been paying home insurance themselves.
I'm really confused on what this fee is.
\_ Without an escrow account, you write checks to your insurance
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2013/2/19-3/26 [Reference/RealEstate] UID:54610 Activity:nil | 2/19 I just realized that my real estate broker has a PhD in plant
molecular cell biology from an Ivy League school in the mid 70s.
Now she has to deal with a bunch of young dot-comers, and they're
pain in the ass. -Only a BS in EEC$
\_ My agent used to be a hardware engineer. He switched to real estate
when he got laid off during the 80's. Now he's doing very well.
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