7/31    Is it possible to gift stock options or even cash to toddlers?
        Can they accrue interests? What is their tax rate?
        \_ Look up the gift tax rules. You can gift up to $13k/year
           to anyone.
           http://www.axa-equitable.com/plan/estate/gift-tax.html
           (you can gift more than that, but you are supposed to report
            it to the IRS and it will eventually reduce the size of
            your estate that passes on tax-free)
            \_ can I actually open up a bank account for an infant?
               How about someone who's not born yet?
               \_ I think you need a SSN.
                  \_ what proof do you need to get a spanking new SSN?
                     \_ http://lmgtfy.com/?q=how+do+i+get+a+social+security+card