12/15   “Violent, irrational, intolerant, allied to racism and tribalism and
         bigotry, invested in ignorance and hostile to free inquiry,
         contemptuous of women and coercive toward children: organized
         religion ought to have a great deal on its conscience.”
         -Christopher Hitchens 1949-2011

12/16   If a couple contributes to their child's 529 Plan of $26000,
        is that amount tax sheltered (as in, your taxable income is
        reduced by $26000?)
        \_ No, but the gains are tax free when you use it later. It is
           similar to a Roth IRA, if you know how those work.