12/25   Seriously dans. What is the age group of the people at your
        startup? 25? 26? Mostly unmarried and no mortgage I presume?
        \_ It's a wide range.  Yes, we have some folks who are 25 or younger,
           but we have several people who are in their early 40's and have
           families (including kids) and mortgages.  Actually, a surprising
           number of the folks under 30 own in SF. -dans
           \_ Born to money?
              \_ No, married, no kids, and both parties have near or above
                 six-figure incomes. -dans
                 \_ Did they really save $100k in five years on less than
                    $100k/yr salary? That is kind of amazing. Was this a
                    couple who bought or a single person? Even $100k/yr won't
                    get you close to the typical $1M SF home. Did they buy
                    a condo?
                    \_ 'both parties have near or above six-figure incomes'
                       So $1M is not uncommon in SF, but there are things that
                       go for less, I'd say $700K is more average, but I
                       haven't looked at prices in a while.  Some people
                       purchased condos, some people purchased in more
                       outlying districts where property values are less.
                       -dans
                       \_ That phrase can be interpreted in one of two ways:
                          1) two separate people each bought a home or
                          2) two people together bought a home
                          I thought you meant the latter, but I wasn't sure
                          so I clarified. $700k is average for all sales in
                          SF, condos included. SFH only is upwards of $1M,
                          but yes, you can get a place for much less in some
                          neighborhoods. I still wonder about the downpayment.
                          That is some mighty good saving, if they actually
                          did it on their own.
                   \_ I've saved more than $100K in less than 4 years, on a
                      single income of < $100K a year, with a wife and 2 kids,
                      in the Bay Area, ignoring 401K.  BWAHAHAHA!
                      \_ Congratulations. What does that mean, ignoring 401k?
                         Not including the 401k into the $100k? Even more
                         impressive! How much is your rent? Does your wife work?
                         \_ Yes, I didn't include my 401K in that total, and my
                            wife does not work.  I'm helped a lot by the fact
                            that my job is in a suburb, so I can get a 2 bed 1
                            bath duplex for $1150 a mo near my work.
        \_ Your presumption was incorrect.  Are you actually going to change
           your behavior or working set of assumptions based on this?  Or was
           this just a troll? -dans