Berkeley CSUA MOTD:2005:March:20 Sunday <Saturday, Monday>
Berkeley CSUA MOTD
2005/3/20-21 [Transportation/Misc, Transportation/Motorcycle] UID:36774 Activity:moderate
3/19    You know we hear about car bombs all the time, but SCOOTER BOMB???
        This is ridiculous: (
        \_ This is not a story about a scooter bomb, it is a story about
           pig-headed Englishmen.
        \_ ride bike!
        \_ See, we are not the only ones overreacting in a hysterical and
           paranoid fashion to imaginary threats! The British share our
           delusions, woo hoo!
        \_ in the south of Thailand, bombers have been using mopeds
           relatively often.  it only takes a small amount of high
           explosive to blow up a shop or cafe, and a moped is a nice
           disguise to get it close and wait for the right noment
           to remote detonate by cell-phone. :-(
           \_ Is this sort of thing common in Thailand? Why?
              \_ Because there are a lot of mopeds in Thailand, and the Muslim
                 extremists are active in the southern part of the country.
2005/3/20-22 [Computer/SW/Languages/Web] UID:36775 Activity:nil
3/20    I know register globals in PHP are bad, but is there some lazy
        programmer advantage to them?
        \_ They let you be lazy.  But it's really not worth it.  Just use
           something like my args() function:
           So just at the top of a script you say:
           args('foo', 'bar[]', 'baz!');
           And now you've got a string $foo, array $bar, and required
           string $baz out of a query string like ?foo=42&bar[]=69&baz=18
2005/3/20-22 [Consumer/Audio] UID:36776 Activity:nil
3/19    What's a good MP3 tag display/edit program? It needs to support
        other languages such as Chinese. Thanks.
        \_ Drink Kool-Aid, use iTunes.
2005/3/20-22 [Computer/HW/Laptop] UID:36777 Activity:low
3/20    Has anyone bought a refurb laptop? Any bad experience? I'm asking
        because I can potentially save ~$500-$700 and it's a lot of money
                                                        -poor guy
        \_ You're talking about a refurb from the manufacturer or reputable
           online store right, not off some random store/guy on eBay?
           \_ has a LOT of links to refurb companies. One problem
              is that they only give you a 90 day warranty instead of the
              normal 1-year manufacturer's warranty (i.e. Toshiba notebooks)
        \_ I bought a refurb iBook from the online apple store last year.
           No problems so far. It comes w/ the full apple care so, it
           was a pretty safe bet.
           \_ how long is the refurb warranty and does it cover LCD blackdots?
              \_ The refurb warranty is the same as the new warranty, 1 yr.
                 Most warranties do not cover dead pixels unless you have
                 more than 5 or so. At least on the 12" iBooks, I have never
                 see a dead pixel.
        \_ Refurb Thinkpad X20 from a random vendor off CNET.  Worked great,
           no issues whatsoever.  -John
2005/3/20-21 [Finance/Investment] UID:36778 Activity:very high
3/20    After not really investing seriously in the past, I'm ready to get
        serious about saving both for retirement and buying a house.  I have
        a pretty good idea what I want to invest in, but no idea how to go
        about doing it.  Since I mostly want to do exchange-traded funds (ETFs)
        I don't care too much about the specific fund offerings of a broker.
        I'm looking for a reputable broker with a full-service website, low
        fees, and the ability to invest in both domestic and foreign mutual
        funds and stocks.  What would you guys reccomend or warn me away from?
        \_ what's wrong with Etrade?
        \_ For retirement, just dump the money into an IRA. Get something like
           ING if you want safety. For the rest, I guess you could just go
           and buy QQQ for nasdaq and a Vanguard index fund for the S&P.
           If you want international there's index funds for various stuff
           also. That's bascially all you really need to know about
           investing your money. You don't need to really buy any other
           mutual fund. You can also buy bonds if you want real safety.
           Also, it's somewhat doubtful that you will be able to invest
           in a mutual fund that beats an index fund over the long run.
           Most of them will lose out on the S&P.
           Don't buy individual stock, don't buy precious metals, don't
           buy commodities.
           \_ what's wrong with precious metal? Gold's beating US dollar like
              hell. In fact everything's beating US dollar.
              Iraq+war+deficit+Bush=fucked US dollar.
              \_ More like Bush->(Spending+Tax Cut+War)->Deficit->F*CKED Dollar
              \_ Because buying gold is stupid. You need to take a look at
                 a historic graph. If you are going to invest seriously
                 for your retirement, you don't need to invest in knee-jerk
                 shit like gold or silver. If you are old enough, you'll
                 remember the silver run-up of the early 80s, or the gold run
                 up some time after. Precious metals just do not appreciate
                 at the rate of a good CD over time.  Also, if you really
                 believe that the U.S. economy is going to be fucked long
                 term, you're better off putting the money into foreign
                 currency. Again, historically this is very risky.
                 \_ I think you're off-base talking about "history" and
                    comparing gold to a CD.  Economic realities change, and CDs
                    are a fairly new instrument, without very much history
                    behind them.  Gold has thousands of years of history,
                    and it's been a good investment for nearly all of that
                    time.  -tom
                           \-I doubt that is true. Talking about 100s of
                            years ago is silly ... you cant compare
                            today's world to a world without real property
                            rights, "money" etc. If central banks holding
                            gold continue to sell [since gold holdings
                            dont pay interest], that cant be good for the
                            price of gold. Also while today you can hold
                            gold "on paper", historically there would
                            also probably have been a cost associated with
                            storing gold cheaply. There are many other reasons
                            comparing 1600 and today doesnt work.
                            \_ Ah, so "history" starts in 1975.  Right.  -tom
                               \- Where did that come from? Gold may have been
                                  a resonable "store of value" but that is
                                  different from an investment.
                    \_ Bwahahahahaha! Okay, tom, you can go ahead and live
                       in the medieval ages if you want. In a modern fiat
                       based economy gold isn't a good investment. What
                       are you gonna do, propose we invest in railroads or
                       PG&E? Gimme a break.
                       Oh, here's a link that will tell you why you shouldn't
                       invest in gold as a long term investment:
                       Apparently even the experts believe that buy and
                       holding gold is not a way to make money. You have
                       to essentially buy/sell gold to make money. This
                       is as bad as buying any other commodity.
                       \_ I'm not saying you should invest in gold, but I
                          am sure that history says nothing about the value
                          of CDs vs. gold.  Look at the doofus above; he's
                          claiming on the one hand that "CDs historically
                          perform better than gold", and then says you have
                          to discount virtually all of the history because
                          the world has changed.  Here's a hint: The world
                          can change more.  -tom
                          \_ Gold is a hedge, not an investment itself.
                             \- maybe you should "invest" in guns as a hedge
                                against uncertain change.
                       \_ don't use "long term" too much.  try making
                          money today.
        \_ If you don't care about fancy stuff, try scottrade.  It's
           cheap, and customer service is good, and there are local
           branches where you can go in and talk to someone.  I used
           E*trade, Scottrade and Datek/Ameritrade before.  I didn't
           like E*trade because it's more expensive, and service is
           poor.  Scottrade and Ameritrade each have their strong points.
           Ameritrade is stronger at mutual fund offerings and after hours
           trading, etc., but scottrade has local branches and is also
        \_ Your simplest, and arguably best, bet is to invest in a set of
           funds that covers as broad a portion of markets/commodities as
           possible.  Don't forget to invest internationally, and consider
           checking out Real Estate Investment Trusts (REITs) as a way to
           invest in Real Estate without losing your shirt.  I'd highly
           recommend reading Malkiel's "A Random Walk Down Wall Street" to
           understand why this strategy is worthwhile:
           As a previous poster indicated, an ING savings account is a safe
           place to keep your short-term liquid cash flow, but will give you
           poor returns overall if it is your only investment vehicle.
           Personally, I'm a fan of Vanguard for mutual funds.  They don't
           fuck over small investors (i.e. they were not indicted in some of
           the recent stock/mutual fund accounting scandals that a number of
           more institutional oriented firms weere), they have solid
           educational resources, and low fees.  I've heard good things about
           Schwab as well, but can't speak from experience in that regard.
           Be sure to max out your IRA every year, I believe the maximum
           contribution for 2005 is $4000.  Also, since you're young, you
           should put your money into a ROTH IRA (as opposed to a Traditional
           IRA).  With a ROTH IRA, you pay tax on the money you put in now,
           but get to withdraw your earnings when you retire tax free (if the
           benefit is not immediately obvious, here's a hint: compound
           interest grows on an exponential curve, which end of the curve do
           you want the gub'mint to take its bite out of?).  Finally, try to
           put together a down payment and purchase a house sooner than later.
           The interest on your mortgage is tax deductible, which can be
           really helpful if you're in a typical nerd tax bracket.  Also, even
           if you move and sell the place, you should get the money you paid
           in plus appreciation back out as equity.  Compare to rent which
           just makes a scary sucking sound as it takes a nasty bite out of
           your paycheck each month. -dans
           \_ I'm a starving grad student barely making $15,000 a year and
              almost all of it goes to rent and living expenses. What is your
              recommendation for me?
                             \- what makes sense for you depends on your
                                expectation of future income prospects.
                                if you are an EE or ChemE from Berkeley,
                                "deficit spending" or running no surplus
                                may make more sense than if you are in a
                                10yr phd program in latin grammar with no
                                future prospect of reasonable income.
                                Just avoid credit card debt and dont go hog
                                wild when you start making real $. --psb
                                \_ I agree with psb on this.  Though,
                                   personally, I'm somewhat risk averse with
                                   respect to any debt, but that's a personal
                                   decision. -dans
              \_ 15k??? That SUCKS! What type of program are you in?
                  --not-so-starving grad student
              \_ Well, in theory, as a grad student you're making a
                 (reasonable, unless you're in the humanities :) bet that your
                 advanced degree will result in enough of an increase in
                 earning power to offset the cost of tuition and, more
                 importantly, the opportunity cost of additional years spent
                 outside of the work force.  I've heard that someone did a
                 study and found that if you want to optimize your lifetime
                 earning potential via education then you should get a
                 Masters, and then start working.  I'd like to see the actual
                 study, but the result seems plausible since a PhD candidate
                 usually spends at least 4 years longer in school than someone
                 who leaves with his/her Masters.  That said, you could just
                 keep doing the subsistence thing and count on the extra
                 earnings your advanced degree will generate, and you'll
                 probably do okay for yourself.  If you *can* find a way to
                 save some money now (even something little, like $100 a
                 month), it's really worth it.  As I said above, compound
                 interest grows exponentially, so even a small sum invested
                 now can pay off nicely in the future.  As for where to put
                 it, that's a no-brainer: ROTH IRA invested in a broad-based
                 no-load (this is just broker speak for low fees) index fund.
                 If you're just investing in a single fund, I'd suggest
                 Vanguard's Total Stock Market Index Fund.  If you already
                 have an account at some other brokerage firm, e.g. Schwab,
                 they should have something equivalent.  Just be wary of high
                 fees as they can really put a dent in your investments over
                 time.  Both Schwab and Vanguard's fees are quite reasonable.
                 One caveat to that fund is that it only covers the US market,
                 but you can expand into foreign markets in the future when
                 you have more income.  What's important is to develop good
                 saving/investment habits.  I've seen a lot of investment
                 advice that suggests putting aside 10% of your gross
                 income, for you, that's $1500 which is just a touch above
                 the $100 a month I suggested above.  If you can, set up a
                 mutual fund account that will automatically deduct $100 from
                 your bank account at the beginning of each month.  It's an
                 easy way to enforce savings discipline and it lets you take
                 advantage of something called dollar-cost averaging:
           \_ if you're a first time home buyer, buying sooner rather than
              later is probably not too smart, considering we're probably
              in sort of a real estate bubble at the moment.
              \_ That's a nice idea, and I agree that we're in a real estate
                 bubble, but that's been the case for a long time.  True, it
                 has to pop sooner or later, but that could be later, as in
                 five or ten years from now, and holding one's breath and
                 preying it pops seems like a bad strategy to me.  I've seen
                 advice that suggests you should buy a residence if you are
                 going to be living in the same area for at least two years.
                 I think that's better advice than speculating on a bubble
                 that we're `probably in sort of'.  Just by way of comparison,
                 New York city is, like San Francisco, in a real estate
                 bubble.  Problem is that a) prices just keep climbing, b)
                 nobody who owns his/her place in New York is about to leave
                 the city (unless forced to at gunpoint), so demand outstrips
                 supply and will continue to do so, perhaps till doomsday.
                 Ten years ago, you could still buy something cheap in Harlem
                 because it was perceived to be a slum.  Then Bill Clinton
                 sets up office there, and lots of people flock there, buying
                 burnt out buildings and either renovating them or tearing
                 them down to put new ones up.  Today you can easily drop $1M
                 on a place in Harlem, and young white folks think of it as
                 a nice place to raise their kids.  When that kind of
                 gentrification is fueling your bubble, what will it take to
                 pop it? -dans
              \_ uh oh, someone started a circular, never-ending debate
        \_ Depending how much time you want to spend.  If you want to spend
           minimal time, buy broad based index funds and aim for an 8%
           return.  If you want a higher average annual return, you need to
           spend more time (which has cost), and you may be able to push
           your return to 15-20% or higher.
           \_ FLPSX has a 60+% return since I switched my 401(k) to it from
              FDGFX two years ago.  That's 30+%/yr.
              \_ You would have gotten a similar performance if you switched
                 to DVY.  Interesting that DVY's chart is so similar to FLPSX's
                 even though you would think it should look more like FDGFX's
                 since both are dividend funds.  2003 is an especially good
                 year though, and 2004 is not bad too, but I am talking about
                 the long term, so 15-20% is more realistic.  I had like a
                 75% return in 2003, but I started the year with some risky
                 non-diversified bets on individual stocks (BBY, NVDA, HELE,
                 etc.) so it should not be used as a gauge.  I have been
                 switching gradually to mutual funds, index funds and close
                 end funds since end of 2003 cause I don't have time to follow
                 individual stocks now.
                 end funds since end of 2003 cause I no longer have time to
                 follow individual stocks.
        \_ Wow.  Thanks for all the advice on investing strageties and all but
           I'm really asking about brokers.  I already know about mutual funds
           REITs, ETFs, Roths vs. IRAs, risk/reward tradeoffs, hedging, and all
           that.  Since I'm young I'm putting most retirement money in high
           risk/growth funds and some in foreign emerging markets funds.  The
           money for a house in a few years is going into a mix of large-cap
           funds and some in non-treasury bonds. -op
           \_ Vanguard.  'nuff said. -dans
              \_ Is their website full-featured, or will I have to get them on
                 the phone to trade?
        \_ I am going to go against the crowd here and recommend that you put
           your future down payment in a low or no risk instrument like a
           T Bill or Bond or CD. Your retirement money belongs in a Roth IRA
           with the most risk you can stand. -ausman
           \_ What broker do you like and why?
2005/3/20-21 [Uncategorized] UID:36779 Activity:nil
3/20    I am a little Chinese.
        \_ Time to eat more rice.
2005/3/20-22 [Uncategorized] UID:36780 Activity:nil
3/20    Has anyone tried Zinio? Does it let you keep magazines forever or do
        they expire? Can you print pages or *share* Zinio files?  -ok thx
        \_ i have magazines that don't seem to expire. it appears they are
           printable, though i haven't actually done it. not too sure about
           sharing. overall, it's not too bad, though the viewer is pretty
           resource intensive.
2005/3/20-21 [Reference/Tax] UID:36781 Activity:moderate
3/20    I bought a car last year and my dealer took care of filing for
        title and registration. I never got an itemization for VLF fees
        for tax purposes but I know what the total amount paid was. Is
        there a way I can find out what the VLF portion is?
        \_ I had the same problem before.  Go to DMV site and there's a
           number you can call to ask.  I'm too lazy to go through it
           again now, though.  Basically, just call DMV and ask.
        \_ Page 66 of the California 540 booklet:
           "Vehicle License Fees for Federal Schedule A
           On your federal Schedule A, you may deduct the California motor
           vehicle license fee listed on your Vehicle Registration Billing
           Notice from the Department of Motor Vehicles.  The other fees listed
           on your billing notice such as registration fee, weight fee, and
           county fees are not deductible."
           Note: you need to subtract off any VLF Offset listed.  --dbushong
        \_ Heh, I took the deduction, but it was kinda silly.  My car VLF
           was $14 and my motorcycle's was $4. -jrleek
        \_ I also bought a new car last year.  I think you can deduct the sales
           tax as well.  But I haven't started doing my tax, so I'm not sure.
           \_ You can choose between deducting your state sales tax or your
              state income tax from your federal return (that's new this year
              IIRC).  A new car will likely have more sales tax than your state
              income tax.
              \_ Really?  I thought state income tax is around 7-8%.  So
                 unless you make less than the cost of your car, shouldn't
                 your state income tax be greater than your car sales tax?
                 Of course I am assuming CA tax, it does benefit if you
                 are in a no state income tax state.
                 \_ Yo man, my ride is hella pimpin.
        \_ I paid ~$14000 in interest payments on my mortgage last year, so
           ~$50-$100 for my VLF seemed pointless.
           \_ why?  $100 would still mean like a $30+ check.  Why throw
              $30 away?
2005/3/20-21 [Science/GlobalWarming] UID:36782 Activity:very high
3/20    Is recycling household materials like glass and paper a good idea
        or is it a waste of time and energy?
        \_ I believe for glass it is mainly to keep it out of the landfills.
           I don't think it takes that much less energy to remelt glass than
           it does to create it originally.  Of course, refilling definitely
           saves tons of energy.  As for paper, recycling that does make a
           difference, and the more homogenous the paper is (newsprint for
           example) to more the benefit is <-- non-scientific info, just
           from reading a few articles here and there on recycling.
           \- industrial recycling [like what ford does or some of what has
              been mandated in germany] make sense often. these civic programs
              are feel good vanity projects.
              \_ Except aluminum.  Recycling aluminum is quite profitable, and
                 it tends to subsidize all the crappy curbside materials like
                 glass, paper and plastic.
              \_ As I understand it, recycling metal and plastic makes sense in
                 that the raw materials have to be dug out of the ground.
                 Recycling paper is not an energy-efficency issue, but a forest
                 managment issue.
                 \- if you want to save resources, try to generate less
                    trash and conserve power. poor people recycle without
                    civic programs. e.g. reuse the container your peanut
                    butter came in.
                    \_ In Hong Kong about two to three decades ago, when
                       aluminum cans and 250ml paper packages weren't popular,
                       the milk and beverage companies charged you a bottle fee
                       which is redepted when you returned them.  Then the
                       which was redeemed when you returned them.  Then the
                       companies sanitized the bottles and re-used them with
                       new caps.  I think reusing is more efficient than
                       recycling in terms of energy (and maybe in terms of raw
                       material too -- I don't know if new material is needed
                       in glass recycling like in paper recycling.)
                    \_ Yup.  The three R's in the correct order are: Reduce >
                       Reuse > Recycle.  Yet people think recycling is the best
                       they should do.
                    \_ I hate people leaving three or four machines powered-on
                       when they leave work in the evening.  No I'm not talking
                       about machines that run any automatic jobs late night.
                       \_ Yes! Thank you!
                 "Between September 1994 and June 2004, enthusiastic Fremont
                 residents recycled over 180,191 tons of recyclables and
                 227,216 tons of organics."  Sounds to me this civic program
                 has some real impact.
                 \_ It only has an impact if the "recycled" material is
                    actually put to use.  That more or less means aluminum
                    cans, glass bottles, and newspaper.  -tom
        \_ The waste company in my area collects all paper products (newspaper,
           cardboards, printer paper, ...), plastics #1 - #7, and all metal
           cans in one same collection bin altogether.  How on earth do they
           separate them afterwards?  By hand?
           \_ yes, by hand.  do you live in oakland?  the smaller waste stream
              companies hate this because the bottles break and tiny shards
              of glass get in the paper and lowers the value of material
              they can sell.
              \_ I live in Irvine. They do this, too. I've always wondered
                 about the actual efficiency of their recycling program.
                 I have a vegan friend who goes to great lengths to sort
                 and categorize each and every container he goes through, and
                 then gives them all to the WMOC(Waste Mgmt, Orange County),
                 and I've wondered if he's just wasting his effort.
                   -nivra (not pp)
        \_ Iraqis just started their own recycling program:
  (Yahoo! News)
           \_ See, re-use IS better than recycling!
2005/3/20-22 [Finance/Banking, Finance/Investment] UID:36783 Activity:high
3/20    I'm an ignorant engineer and I never took an econ/business/political
        class. Having that said, if both US and Europe have big
        deficits who loans the money and who's gaining? Switzerland?
        Japan? In another word, who's the big banker?
        \_ Mostly Asian countries, in particuar Japan and China.  As I
           understand it, China's overall share is growing rapidly.  Check out
                      \- As I understand it, there is a bit of a difference
                         between what is going on in Japan and China. You can
                         accumulate dollars because you are selling a lot
                         of stuff to americans who are paying you in dollars
                         and that is a different matter from taking "your
                         own money which is not in dollars" and turning it
                         into dollars. China is both selling a lot of stuff
                         to america and gas a pretty narrow exchange rate
                         snake against the USD, so they need to hold fx
                         reserve to defend rates, sterilize flows etc.
                         And in china, i suppose the private/public
                         distinction is a little more gray ... like
                         where do the dollar profits of  wholly/partially
                         state owned businesses wind up. india recently
                         cut the USD %age of its FX reserve by something
                         like 25%, if memory serves.
                         \_ For a bunch of commies, China seems to have
                            a pretty good understanding of economics.
                            \_ China isn't really communist any more.  It's
                               behavior borders on aggressively capitalist.
                               The catch is that there's a pretty constant
                               back and forth between the more modern factions
                               in the government who talk like communists but
                               make policy like capitalists and the hardliners
                               who manage to crack down on the capitalist
                               advances every couple of years.  If this is of
                               interest to you and you're still a student, I'd
                               highly recommend taking a class taught by
                               Carolyn Wakeman, a professor in the Journalism
                               school who focuses on Media Studies and China.
                               I forget the title of the class I took from her
                               (China and the Media?), but it was really
                               interesting, I learned a great deal, and it
                               significantly altered my perception and
                               understanding of modern China. -dans
                               \_ dict irony
           Paul Krugman's editorial column in the New York Times, he talks
           about this frequently. -dans
           \_ URL please?
        \_ The largest debtholder is Japan. Next is China. Third is Great
           Britain. I think that Britain is being largely ignored, but
           their economy is doing great and they have shunned the Euro.
           I'd almost rather buy Pounds Sterling than Euros as a hedge.
           \-If you really want a framework to think about this stuff,
             first you should learn a little about the domestic case
             [closed economy] and then a toy version of the open economy
             [incorporating more nuanced theories of international finance
             and trade gets pretty complicated since there are a lot of
             not agreed up assumptions and causal relations and equillib
             conditions] ... if you are an engineer, you should be able
             to follow say the first 5 chapters of something like dornbusch&
             fischer. It really is important to have this framework rather
             than a random assortment of factoids. An important identity
             in the domain of your question is:
               Private Sector                Public Sector
             Saving - Investment =  [(GovtSpend + Xfers) - Taxes] - NetExports
             This tells us Net Domestic Private Sector Savings is equal to
             the Budget Deficit + Trade Surplus.
             So this tells us a few things: 1. budget deficits complete
             with the private investment sector for savings dollars. 2. you
             should not look at bilateral deficits but aggregate flows.
             The Aggregate Demand for dollars, which in turn defines the
             exchange rate (an exchange rate is a price ... and as we
             know price is a function of supply and demand), has a number
             of components and is beyond the motd.
             of components and is beyond the motd. 3. the us public and private
             debt competes with others to suck up international saving ...
             i believe the us's demand on world saving is around $4T now.
             finally, the motivation for the asian banks [i am not sure
             about GB vs SKorean and Taiwan] to keep buying us dollars
             is partly self-serving ... to keep the dollar from weakening
             more and from interest rate going up and choking off some
             consumer borrowing ... but yeah, this cant go on forever.
             "who is gaining" is a toughie ... if you work for ibm and you
             hold 100 shares of ibm, you arent going to be laughing at
             a "chump" with 10,000shares of ibm if the stock tanks. --psb
             \- if you want a very detailed breakdown of these various
                categories, google("federal reserve", "flow of funds") for
                the "Z.1" document. --psb
        \_ The Bank of Japan (BOJ) has been lending the US Treasury
           $100s of B of dollars over the last few years. I know the
           official reasoning is that they are doing this to keep the
           Yen down, but since Japan already runs huge budget deficits,
           there is more going on here than meets the eye.
           \_ Er, You dont understand what is going on.
              \_ Please enlighten me.
                 \_ I am pretty cool Bevis, but that is beyond my power.
                    \_ In other words, you have no idea what you are talking
                       about. Why not just say that?
                       \_ I have no idea what I'm talking about.
                          \_ Too bad, I had hoped that you knew the answer to
                             something that has been puzzling The Economist
                             for a long time.
Berkeley CSUA MOTD:2005:March:20 Sunday <Saturday, Monday>